Save Money on Your Auto Insurance

Reduce Coverage on Older Vehicles

If your car is old and paid for, consider eliminating your collision coverage. This is the coverage that pays for any damage that you cause to your own vehicle, and it makes up a big portion of your insurance cost.

Use One Insurance Company

Group all of your insurance policies – auto, home/renters, etc. – at one insurance company, and you'll earn a multi-line discount, good for up to 10% off of your total premium.

Raise Your Deductible

Slash your auto premium drastically by raising your deductible – the amount you pay out of pocket when you make a claim. The difference between a $250 deductible and a $500 deductible is usually quite substantial, and the difference between a $250 deductible and a $1,000 deductible, even more so. Decide how much you can afford to spend out of pocket, and then adjust your deductible accordingly.

Get a Quote Before You Buy

Before buying a new vehicle, call your insurance agent to find out how much it's going to cost to insure the vehicle. Premiums can vary widely based on the make, model and year of a vehicle.